Just had a Visa credit card statement. There’s a big promotional box slap in the middle of the front that says:
"Enjoy a ‘payment holiday’ – simply skip this month’s minimum payment without penalty. Your minimum due is $0. You can still make a payment if you choose. Usual interest rates will apply."
Read it carefully. They’re encouraging you not to make a payment. Won’t cost you a dime. Except of course you just paid them another month’s interest. A complete ripoff. Robbery disguised as a benefit!!